JKPSC Prelims and Mains Notes, JKPSC Test Series
rawan239Differentiated banks are banking institutions licensed by the RBI to provide specific banking services and products.It is a system refers to the system of different licenses for different sub components of the banking sector such as Limited Banking License, Commercial Banking License etc. A differentiated license will allow a bank to offer products only in … Read more
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District Mineral Foundation (DMF) is a trust set up as a non-profit body, in those districts affected by the mining works, to work for the interest and benefit of persons and areas affected by mining related operations. It is funded through the contributions from the holder of major or minor mineral concession in the district … Read more
Need of Independent judiciary: Subscribe on YouTube To have rule of law Ensure constitutional ethos and values remain intact. Prevent whims and fancies, arbitrariness of Legislature and Executive To do complete Justice Act as a ray of hope if executives and legislature fail to deliver on democratic and constitutional principles, values and ethos. Ensure Fundamental … Read more
The main reasons for concentration of jute industries in WB are: Favourable condition for Jute production: Ample amount of water, high humidity and warm and wet climate. Secondly cheap labour is also available from Bihar, West Bengal, Odisha etc Hubly river also provide import and export of jute. Problem faced by Jute industry: Subscribe on … Read more
The UN Global Counter-Terrorism Strategy is a unique global instrument to enhance national, regional and international efforts to counter terrorism. Through its adoption by consensus in 2006, all UN Member States agreed the first time to a common strategic and operational approach to fighting terrorism. Subscribe on YouTube The Strategy does not only send a … Read more
In India, right to protest is a fundamental right under Article 19 of the Constitution of India. But right to strike is not a fundamental right but a legal right and with this right statutory restriction is attached in the industrial dispute Act, 1947. In the All India Bank Employees Association v. I. T. , … Read more
Measures to deal with communalism: Join Our Telegram Channel Efficient criminal justice system. Sensitive policing developed early-warning indicators to prevent racial clashes. Prevent criminals to become Legislators and law makers. Hate speeches shall be dealt strictly. Regulation of social media and fake news factories. Development of scientific temper among the citizens and especially in schools. … Read more
Causes of Yes Bank crisis: Loan spree In the last five years, Yes Bank went on a loaning spree. Its total advances rose by 334% between FY14 and FY19, the highest rise among comparable banks in the period. Bad loans multiply Many borrowers started defaulting. The bank’s Gross NPA% (loans overdue for >90 days) zoomed … Read more
NABH NIRMAN: The government is augmenting the airport capacity of various airports as part of NABH (NextGen Airports for BHarat) Nirman initiative.The government in February announced a new initiative — NABH Nirman— under which it proposes to expand airport capacity in the country by more than five times to handle a billion trips a year.The … Read more