Economy

DMPQ- How does merger of banks affect the financial ecosystem. Critically analyse.

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The Finance Minister has announced the biggest consolidation plan of Public sector Banks (PSBs)- merging 10 of them into just 4.  Merger is in line with the recommendation of Narsimhan committee recommendation of creating few banks of big size ( global average). There are no banks in top 50 global banks and the role of … Read more DMPQ- How does merger of banks affect the financial ecosystem. Critically analyse.

DMPQ- Disinvestment as a source of revenue is not a viable and alternative option of increasing revenue. Do you agree with the statement.

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Disinvestment means sale or liquidation of assets by the government, usually Central and state public sector enterprises, projects, or other fixed assets.The government undertakes disinvestment to reduce the fiscal burden on the exchequer, or to raise money for meeting specific needs, such as to bridge the revenue shortfall from other regular sources. Indian non debt … Read more DMPQ- Disinvestment as a source of revenue is not a viable and alternative option of increasing revenue. Do you agree with the statement.

DMPQ- What is the Tax/Gdp ratio? How Indian can improve this ratio. Suggest some ways.

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The tax-to-GDP ratio is a ratio of a nation’s tax revenue relative to its gross domestic product (GDP), or the market value of goods and services a country produces. Some countries aim to increase the tax-to-GDP ratio to address deficiencies in their budgets. Taxes and GDP are generally related. The higher the GDP, the more … Read more DMPQ- What is the Tax/Gdp ratio? How Indian can improve this ratio. Suggest some ways.

DMPQ- Define Money bill. How Money bill is exclusive domain of Lok sabha. Explain.

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In Indian Constitution, Article 110 deals with Money Bill in India. There are few provisions for a bill to be deemed as a money bill. The provisions that make a bill a money bill in India are given below: The imposition, abolition, remission, alteration or regulation of any tax The regulation of the borrowing of … Read more DMPQ- Define Money bill. How Money bill is exclusive domain of Lok sabha. Explain.

DMPQ-What are the risk associated by peer to peer lending?

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P2P lending is the popular type of crowd funding, whereby an internet platform collects small amounts of funds from individuals in a crowd to finance collectively a larger loan to individuals or businesses. Websites that facilitate peer-to-peer lending have greatly increased its adoption as an alternative method of financing.P2P lending is also known as social … Read more DMPQ-What are the risk associated by peer to peer lending?

DMPQ-AIR India is under severe crisis. What are the reasons for its failure although the number of passenger increased drastically in the last decade?

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AIR India is facing a severe crisis and at every functional aspect the PSU is on downward side. AI has a total debt of near about 50,000 cr.  The major reasons for the failure of PSU are as follows: Less income generation in passenger revenue. This is corroborated by the audit report of CAG also. … Read more DMPQ-AIR India is under severe crisis. What are the reasons for its failure although the number of passenger increased drastically in the last decade?

DMPQ- What were the major recommendations given by bibek Debroy committee report?

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The Bibek Debroy Committee is a high level committee for “Mobilization of Resources for Major Railway Projects and Restructuring of Railway Ministry and railway board. It gave various suggestions to address the concerns. Some of them are as follows: Transition to commercial accounting as it is next to impossible to find out the profit with the … Read more DMPQ- What were the major recommendations given by bibek Debroy committee report?

DMPQ-Write down the difference between NBFC and Schedule commercial bank.

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A Non-Banking Financial Company (NBFC) is a company registered under the Companies Act, 1956 engaged in the business of loans and advances, acquisition of shares/stocks/bonds/debentures/securities issued by Government or local authority or other marketable securities of a like nature, leasing, hire-purchase, insurance business, chit business but does not include any institution whose principal business is … Read more DMPQ-Write down the difference between NBFC and Schedule commercial bank.

DMPQ- Explain the following term: • Demand pull inflation • Cost Push Inflation

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Demand Pull Inflation:  The term demand-pull inflation usually describes a widespread phenomenon. That is, when consumer demand outpaces the available supply of many types of consumer goods, demand-pull inflation sets in, forcing an overall increase in the cost of living.  When demand surpasses supply, higher prices are the result. This is demand-pull inflation. A low … Read more DMPQ- Explain the following term: • Demand pull inflation • Cost Push Inflation